{"id":666,"date":"2016-10-03T14:35:18","date_gmt":"2016-10-03T18:35:18","guid":{"rendered":"http:\/\/chrisjarvis.me\/jt\/?page_id=666"},"modified":"2024-08-22T15:19:14","modified_gmt":"2024-08-22T19:19:14","slug":"what-is-giraffe-finance","status":"publish","type":"page","link":"https:\/\/chrisjarvis.me\/jt\/what-is-giraffe-finance\/","title":{"rendered":"What is Giraffe Finance?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”section” module_class=”page-header” _builder_version=”3.22″ background_color=”#f05a28″ background_image=”http:\/\/chrisjarvis.me\/jt\/wp-content\/uploads\/2016\/10\/giraffe-pattern.jpg” custom_padding=”0px||0px|” custom_padding_tablet=”0px||0px|” transparent_background=”off” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_row padding_mobile=”off” column_padding_mobile=”on” admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”2em|||” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title meta=”off” featured_image=”off” text_color=”light” admin_label=”Post Title” _builder_version=”3.0.87″ title_font_size=”36px” title_all_caps=”off” background_color=”rgba(255,255,255,0)” parallax=”on” parallax_method=”off” parallax_effect=”on” module_bg_color=”rgba(255,255,255,0)” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] [\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Section” module_class=”giraffe-finance-hero” _builder_version=”3.22″ background_color=”#f05a28″ background_image=”http:\/\/chrisjarvis.me\/jt\/wp-content\/uploads\/2016\/10\/giraffe-sunset.jpg” custom_padding=”14em||8em|” custom_padding_tablet=”50px|0|50px|0″ transparent_background=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” column_structure=”2_3,1_3″][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ text_font_size=”30″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” background_layout=”dark” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n

If you don’t have an innovative financial strategy today, how can you expect to compete tomorrow?<\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”3.22″ background_color=”#ececec” custom_padding=”1em||2em|” custom_padding_tablet=”1em||2em|” transparent_background=”off” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ text_font_size=”22″ text_line_height=”1.9em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”850px” text_font_size_tablet=”” text_font_size_phone=”19″ text_font_size_last_edited=”on|desktop” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]While you are focusing on today’s challenges INSIDE<\/strong> your company, the OUTSIDE<\/strong> world is rapidly changing. Margins are shrinking and competition is growing. Giraffe Finance creates capital to fuel the innovation and growth you need to thrive.<\/p>\n

 <\/p>\n

Imagine:<\/strong><\/h2>\n
    \n
  • Turning 20% of employee expenses into productive assets<\/li>\n
  • Reducing all insurance and banking expenses by 5%-50%<\/li>\n
  • Increasing the value of your company by $2M-$200M in one year<\/li>\n
  • Getting all employees to act like owners without giving up stock<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” disabled_on=”on|on|on” admin_label=”Section” _builder_version=”3.22″ background_color=”#f05a28″ custom_padding_tablet=”50px|0|50px|0″ transparent_background=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” disabled=”on” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” column_structure=”1_2,1_2″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”http:\/\/chrisjarvis.me\/jt\/wp-content\/uploads\/2016\/10\/Love-by-Example.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” admin_label=”Image” _builder_version=”3.23″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” animation=”off” sticky=”off” always_center_on_mobile=”on” global_colors_info=”{}”] [\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Giraffe Finance is… Desktop” _builder_version=”3.27.4″ text_font_size=”24″ text_line_height=”1.9em” header_text_color=”#2e0e4b” background_size=”initial” background_position=”top_left” background_repeat=”repeat” background_layout=”dark” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n

    Giraffe Finance is…<\/h2>\n
      \n
    • Practical, yet creative<\/li>\n
    • Intelligent and thoughtful<\/li>\n
    • Protective and anticipatory<\/li>\n
    • Perceptive and grounded<\/li>\n<\/ul>\n

      [\/et_pb_text][et_pb_button button_url=”#” button_text=”Learn More” button_alignment=”left” admin_label=”Button” _builder_version=”3.16″ custom_button=”on” button_text_size=”22″ button_text_color=”#ffffff” button_bg_color=”#2e0e4b” button_border_width=”0″ button_border_color=”#2e0e4b” button_font=”|on|||” background_layout=”dark” button_border_color_hover=”rgba(46,14,75,0.8)” button_letter_spacing_hover=”0″ button_bg_color_hover=”rgba(46,14,75,0.8)” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”on” button_border_color__hover=”rgba(46,14,75,0.8)” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”0″ button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”rgba(46,14,75,0.8)” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”] [\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” disabled_on=”on|on|on” admin_label=”Section” _builder_version=”3.22″ background_color=”#f05a28″ custom_padding_tablet=”50px|0|50px|0″ transparent_background=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” disabled=”on” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”http:\/\/chrisjarvis.me\/jt\/wp-content\/uploads\/2016\/10\/Love-by-Example.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” admin_label=”Image” _builder_version=”3.23″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” animation=”off” sticky=”off” always_center_on_mobile=”on” global_colors_info=”{}”] [\/et_pb_image][et_pb_text admin_label=”Giraffe Finance is… Mobile\/Tablet” _builder_version=”3.27.4″ text_font_size=”24″ text_line_height=”1.9em” header_text_color=”#2e0e4b” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” background_layout=”dark” module_alignment=”center” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n

      Giraffe Finance is…<\/h2>\n

      Practical, yet creative
      \nIntelligent and thoughtful
      \nProtective and anticipatory
      \nPerceptive and grounded
      \n[\/et_pb_text][et_pb_button button_url=”#” button_text=”Learn More” button_alignment=”center” admin_label=”Button” _builder_version=”3.16″ custom_button=”on” button_text_size=”22″ button_text_color=”#ffffff” button_bg_color=”#2e0e4b” button_border_width=”0″ button_border_color=”#2e0e4b” button_font=”|on|||” background_layout=”dark” button_border_color_hover=”rgba(46,14,75,0.8)” button_letter_spacing_hover=”0″ button_bg_color_hover=”rgba(46,14,75,0.8)” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”on” button_border_color__hover=”rgba(46,14,75,0.8)” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”0″ button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”rgba(46,14,75,0.8)” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”] [\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row column_padding_mobile=”on” custom_padding_last_edited=”on|phone” admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1160px” custom_padding_tablet=”” custom_padding_phone=”||0px|” make_fullwidth=”off” use_custom_width=”on” width_unit=”on” custom_width_px=”1160px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Examples of Giraffe Finance at Work” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”]<\/p>\n

      Examples of Giraffe Finance at Work<\/h2>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1160px” make_fullwidth=”off” use_custom_width=”on” width_unit=”on” custom_width_px=”1160px” global_colors_info=”{}” column_structure=”1_2,1_2″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”Retain Employees, Reduce Payroll & Loan Interest” admin_label=”Retain Employees” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] Employees are the single most valuable, and expensive item for most companies. In a low interest environment, one company replaced taxable bonuses to its management team with low interest, long term loans. The executives then reinvested the funds into a joint venture with the company (replacing debt). Earnings went up, payroll related expenses and interest payments were reduced. [\/et_pb_toggle][et_pb_toggle title=”Save Millions: Own the Insurance Company” admin_label=”Save Millions:” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] A construction company was spending lots of time and money managing bank covenants and subcontractors. They created their own captive insurance company for its warranty work, medical stop loss and subcontractor risk. The revenues from the subcontractor risk program and savings from the medical stop loss program were in excess of $1M per year. The tax savings from warranty programs were similar. [\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”Reasonable Compensation + $50M Value” admin_label=”Reasonable Compensation” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] A pre-IPO firm contractually owed its executive team $3M of bonuses. The owners didn’t want to give up their income, but they were concerned how the markets would view the expense. They replaced the salary expense with a co-investment venture. The IPO successfully took place with a price-earnings ratio of nearly 17. By forgoing the salary expense, the investment bankers estimated that the owners took home an additional $50M. [\/et_pb_toggle][et_pb_toggle title=”Transfer Risk & Owner Mentality to Employees” admin_label=”Transfer Risk” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] Senior management complained about the 55% tax treatment of the company’s phantom stock and non-qualified deferred compensation plans. Ownership implemented a custom risk management program and transferred control to management. This allowed the company immediate deductibility for its expense, deferred taxation to management, and reduced management’s tax liability by almost 50%. [\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Quote” module_class=”quote” _builder_version=”3.22″ background_image=”http:\/\/chrisjarvis.me\/jt\/wp-content\/uploads\/2016\/10\/giraffe-silo.jpg” parallax=”on” parallax_method=”off” custom_padding=”4em||6em|” custom_padding_tablet=”50px|0|50px|0″ transparent_background=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Quote” module_class=”philosophy-quote” _builder_version=”3.27.4″ text_font=”Lato||on||” text_text_color=”#ffffff” text_font_size=”42″ text_line_height=”1.8em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” background_layout=”dark” module_alignment=”center” text_font_size_tablet=”” text_font_size_phone=”30″ text_font_size_last_edited=”on|phone” text_line_height_tablet=”” text_line_height_phone=”1.5em” text_line_height_last_edited=”on|phone” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] By looking at a problem as an opportunity, each of these clients was able to create millions of dollars of value without increasing gross revenues or laying off any employees. Giraffe Finance compliments operations! [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” admin_label=”Section” _builder_version=”3.22″ transparent_background=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” disabled=”on” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” column_structure=”1_2,1_2″][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”Vision” admin_label=”Vision” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] Giraffes are the tallest animals in the world. They can see things others can\u2019t. Stick your neck out and make a concerted effort to find better ways to survive, compete, and then excel in your business. [\/et_pb_toggle][et_pb_toggle title=”Spots” admin_label=”Spots” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] Every giraffe has a unique set of markings to separate it from the rest of the herd. This reminds us that even though comparing our operations and financials to our competitors can be valuable, we have to embrace the idea that we need to have a unique value proposition and need to do things differently if we want to grow and succeed. [\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”Neck” admin_label=”Neck” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] The neck is not only the most distinguishable feature of the giraffe, it is also the strongest body part. Males show dominance by fighting and entangling other males with their powerful necks. This is a message to us to use what is natural to us to our greatest strength, and to embrace our god-given abilities to the fullest. [\/et_pb_toggle][et_pb_toggle title=”Lessons from Giraffe” admin_label=”Lessons from Giraffe” _builder_version=”3.0.87″ body_font_size=”17″ body_line_height=”1.6em” background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] The unique features of the giraffe bring us some powerful\u00a0lessons. [\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      If you don’t have an innovative financial strategy today, how can you expect to compete tomorrow? While you are focusing on today’s challenges INSIDE your company, the OUTSIDE world is rapidly changing. Margins are shrinking and competition is growing. Giraffe Finance creates capital to fuel the innovation and growth you need to thrive.   Imagine: […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":""},"_links":{"self":[{"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/pages\/666"}],"collection":[{"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/comments?post=666"}],"version-history":[{"count":45,"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/pages\/666\/revisions"}],"predecessor-version":[{"id":1184,"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/pages\/666\/revisions\/1184"}],"wp:attachment":[{"href":"https:\/\/chrisjarvis.me\/jt\/wp-json\/wp\/v2\/media?parent=666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}